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dreamdatedoug · 02-12-2008, 02:27 PM

I typically do my investing with Vanguard (that's where I have my Roth IRA setup). I currently invest in their S&P 500 index fund, and the small-cap growth fund.... so I still invest in risky mutual funds. I don't do anything outside of my IRA right now, since I really only have enough investing money to JUST do the IRA.

I've been thinking about doing their emerging markets fund, but their .5% redeption and purchase fee (it's not a load though) has really been putting me off. I've been thinking about doing the total international market fund, since that includes emerging markets without that stupid fee.

I'm still pretty new to investing, so I'm still sticking with mutual funds for now, since their easy. If I do anything with stocks, I'll probably just do it with money outside of the tax-advantaged accounts.

Also, I'm 22, so I really don't care to much about the market at the moment. I dollar-cost average by investments, so I'll ride out the risk by the time I can touch the money in the IRA.

02-12-2008, 02:27 PM	#8
dreamdatedoug //bemanistyle::[Member] dreamdatedoug is offline Join Date: Jun 2006 dreamdatedoug's Collection Posts: 83 Marketplace Rating: 0 Tokens: 837.08 Bank: 0.00 Total Tokens: 837.08 Donate Tokens	I typically do my investing with Vanguard (that's where I have my Roth IRA setup). I currently invest in their S&P 500 index fund, and the small-cap growth fund.... so I still invest in risky mutual funds. I don't do anything outside of my IRA right now, since I really only have enough investing money to JUST do the IRA. I've been thinking about doing their emerging markets fund, but their .5% redeption and purchase fee (it's not a load though) has really been putting me off. I've been thinking about doing the total international market fund, since that includes emerging markets without that stupid fee. I'm still pretty new to investing, so I'm still sticking with mutual funds for now, since their easy. If I do anything with stocks, I'll probably just do it with money outside of the tax-advantaged accounts. Also, I'm 22, so I really don't care to much about the market at the moment. I dollar-cost average by investments, so I'll ride out the risk by the time I can touch the money in the IRA.