The interest rate will most likely stay at 1.2% for all users. I know I'm not involved with making code change decisions and everything, but from what I can see, there would be a vulnerability which would be easy (ridiculously) to exploit, therefore defeating the purpose of the code.
I'm not going to say exactly what it is, but anyone who thinks about what users do with the frontend should be able to figure it out relatively easily.
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thanks redshoepaul
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